Nissan Finance Center
Nissan Finance Center In Indianapolis, IN
We Provide Flexible Automotive Financing
The team here at Tom Wood Nissan in Indianapolis, IN, understands that some motorists need a chance to rebuild their credit. That's why we created our credit approval program! All you need to leave our store in a fresh vehicle is:
- Proof of income
- Proof of residence
- Proof of vehicle insurance
- Five personal references
Our credit program reports monthly to the top credit bureaus, allowing you to improve your score while paying off one of our Nissan auto loans. We also have competitive pre-owned specials that can further smooth your path to the front seat of a new or used vehicle.
Why Work With the Tom Wood Nissan Finance Center?
As we noted above, our Nissan finance department welcomes drivers with all credit backgrounds. We also offer a streamlined process; you can apply for financing online, allowing you to spend your time at our dealership in Indianapolis, IN, focused on finding a car that suits your needs.
Our selection of new Nissan vehicles includes something for everyone – just like our financing options. You can find incentives at our store that include reduced down payments, lower interest rates, and more.
Whether or not you take advantage of our new Nissan specials, there are other perks to be had at our Nissan finance center. We can help you value your trade-in to ensure you get the best deal. Our finance team can also structure flexible payment plans for qualifying drivers; we believe everyone near Carmel, IN, deserves a chance to drive a new car – and we take action to make it happen.
How Does Nissan Financing Work?
When you want to apply for a Nissan auto loan, the first step is to submit an application. Then, once you're approved, you'll have some decisions to make. There is usually a down payment requirement, but you may be able to pay extra upfront to lower your monthly payments and interest for the duration of your loan. You may also choose between an extended loan period with small monthly installments or a shorter-term option with a higher monthly cost.
Luckily, our Nissan finance center team is ready to help you make these decisions! Visit us near Fishers, IN, today to learn more about our Nissan dealership financing opportunities and to explore our inventory of new and used Nissan vehicles.
Frequently Asked Questions
What financing options are available for a new or used Nissan model?
Generally, the financing options available on any vehicle will depend on your specific financial profile. One will often have a choice between a longer term with lower payments or a shorter term with higher monthly payments. The advantage of the latter is that one pays less interest over the life of the loan. Contact us today to learn more and start your driving journey.
Can I get financing with a low credit score?
Yes, it is possible to get financing with a low credit score. When you apply for an auto loan, your credit score is just one factor in determining your eligibility. Drivers with recorded income and a low credit score can, for example, still secure a financing plan. Contact our friendly team today to discuss the particulars of your financial circumstances.
What credit score do I need to qualify for Nissan financing?
There is no hard cutoff point when it comes to qualifying for automotive financing. Drivers with scores above 600 are generally able to qualify for loans at fairly competitive rates, while those with scores below 600 may be offered higher-interest options after submitting an application. Visit our Nissan finance department near Carmel, IN, today to discuss your situation and find your next car.